Money owed to you · Updated Oct 2026 · Wisconsin
Won a judgment but not paid in Wisconsin: what to do
Winning a judgment doesn't mean the court will collect it for you. You usually have to use your state's collection tools, such as wage garnishment, a bank levy, a lien on property or a writ of execution, and some income, like Social Security, is protected. Knowing where the person works or banks makes the biggest difference.
This plan is general legal information, not legal advice. RobinClaim is not a law firm. Laws and deadlines change and have exceptions: check with the official source or a lawyer or legal aid office about your own case.
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Choose your state and answer 3 quick questions. The plan below changes as you answer: steps that don't fit your answers are hidden, and your state's deadlines appear. It all happens in your browser. Nothing is sent, and the page address holds only your answers.
Your plan for Wisconsin
Do now
Check when the judgment becomes final. Your state page lists the appeal deadline.
Why: In many states you can't start collection until the appeal period ends, and an appeal can pause collection.
Get a certified copy of the judgment from the court clerk.
Why: You'll need it for garnishment, levy and lien paperwork.
Send the person a copy of the judgment with a written request to pay by a set date (template below).
Why: Some people pay once they understand that collection is next.
Nothing extra here for your answers.
This week
If you answered “No” to “Do you know where the person works?”
Ask the court for a debtor's examination or information order (names vary by state), where the person must answer questions under oath about jobs, bank accounts and property.
Why: You can't garnish or levy without knowing where the money is.
If you answered “Yes” to “Do you know where the person works?”
Ask the clerk for the wage garnishment forms, then have them served on the employer.
Why: Federal law caps garnishment for ordinary debts at 25% of disposable pay, or the amount above 30 times the federal minimum wage, whichever is less. Some states protect more, and a few mostly forbid wage garnishment for consumer debts.
If you answered “Yes” to “Do you know where the person banks?”
Ask the clerk for the bank levy or bank garnishment forms (often a writ of execution served by the sheriff or marshal).
Why: A levy freezes money in the account. Banks must protect up to two months of directly deposited federal benefits like Social Security.
If you answered “Yes” to “Does the person own a house, land or other valuable property?”
Record the judgment (often an 'abstract of judgment') with the county recorder where the property is.
Why: A lien means you are paid from a sale or refinance of the property.
Nothing extra here for your answers.
If it's not resolved
Keep track of payments and how long the judgment lasts. Ask the clerk how to renew it before it expires.
Why: Judgments last for years and can often be renewed, but the rules and time limits differ by state.
If the person moved to another state, ask about registering (domesticating) your judgment there.
Why: A judgment is enforced through the courts of the state where the money or property is.
When you're paid in full, file a satisfaction (acknowledgment of payment) with the court.
Why: Many states require it, and the person can ask the court to make you file it.
If you get a bankruptcy notice, stop collecting and read it.
Why: Bankruptcy generally stops collection right away; you may need to file a claim in that case.
Nothing extra here for your answers.
Deadlines
Appeal period (when collection can usually start)
General rule: see state
In Wisconsin:
If a court commissioner decides your case, either side can ask for a new trial before a judge within 10 days of an oral decision or 15 days of a written one. A judge's decision can be appealed to the Court of Appeals, usually within 45 or 90 days.
checked Oct 2026 · From Small Claims Map: Wisconsin
How long the judgment lasts and how to renew it
General rule: check your state: ask the court clerk or your state court self-help center (not in our data yet)
Key facts for Wisconsin
Small Claims Map
- Most you can sue for
- $10,000
- Court
- small claims court
- Filing fee
- $95
- Lawyers
- Optional
Documents to gather
- Certified copy of the judgment
- The person's full name, address, employer and bank, if known
- Record of any payments received
- Copies of all collection papers you filed and proof of service
- Your payment request letter
Letters you can send
Fill in the blanks; the letter updates as you type. Copy it, print it or save it as a text file. Nothing you type is sent or saved: it stays on this page until you close it.
Request to pay a court judgment
Sends a copy of the judgment and asks for payment by a set date before you start collection.
[Today's date] [Debtor name] [Debtor address] Re: Judgment in [Court name], case no. [Case number] On [Judgment date], the court entered a judgment against you for $[Judgment amount]. A copy is enclosed. Please pay $[Judgment amount] by [Pay by date] by [How to pay]. If you'd like to propose a payment plan, contact me in writing by that date. If I don't receive payment or a written proposal by [Pay by date], I plan to ask the court for the collection steps the law allows, such as wage garnishment or a bank levy. [Your name] [Your phone or email]
Where to go
- LocalThe court clerk where you won
For collection forms (debtor's exam, garnishment, levy, abstract of judgment, renewal, satisfaction). Your state page has the collection basics.
Small Claims Map: Wisconsin
- LocalSheriff, marshal or constable
To serve garnishment papers or carry out a levy, as your state requires.
- StateFree legal aid (LawHelp.org)
If you need advice about your own case and cannot afford a lawyer.
Costs
Each collection step usually has a court fee and a fee for the sheriff or process server. In many states these costs can be added to what the person owes. Your state page lists filing fees and the fee-waiver form.
Talk to a lawyer if
- The person is hiding assets or has transferred property to others
- The person or the money is in another state
- The judgment is large or involves a business
- The person has filed for bankruptcy
Free help
LawHelp.org (lawhelp.org) lists free legal aid programs and plain-language self-help pages for every state. The Legal Services Corporation's finder (lsc.gov/about-lsc/what-legal-aid/i-need-legal-help) shows the federally funded legal aid office for your address; these offices help people with low incomes for free. Most state court websites also run a free self-help center for small claims, and your state page on smallclaimsmap.com links to the official forms.
Guides for your state
Guides for every state
Questions
What is the appeal period (when collection can usually start) in Wisconsin?
If a court commissioner decides your case, either side can ask for a new trial before a judge within 10 days of an oral decision or 15 days of a written one. A judge's decision can be appealed to the Court of Appeals, usually within 45 or 90 days.
What is the how long the judgment lasts and how to renew it?
check your state: ask the court clerk or your state court self-help center (not in our data yet)
When should I talk to a lawyer?
The person is hiding assets or has transferred property to others; The person or the money is in another state; The judgment is large or involves a business; The person has filed for bankruptcy.
How much does it cost?
Each collection step usually has a court fee and a fee for the sheriff or process server. In many states these costs can be added to what the person owes. Your state page lists filing fees and the fee-waiver form.
Plans by state
Open the plan with one state's rules filled in:
Sources
- CFPB: What is a judgment?
- 15 U.S.C. 1673 Restriction on garnishment (GovInfo)
- CFPB: Can a debt collector take my federal benefits, like Social Security or VA payments?
- CFPB: Can a debt collector take or garnish my wages or benefits?
- U.S. Courts: Chapter 7 Bankruptcy Basics (automatic stay, 11 U.S.C. 362)
- LawHelp.org: Find free legal help
Plan checked Oct 2026. Independently fact-checked 2026-10-24. Some details could not be fully verified; see the notes in each section.
This plan is general legal information, not legal advice. RobinClaim is not a law firm. Laws and deadlines change and have exceptions: check with the official source or a lawyer or legal aid office about your own case. How we research.