Buying things and services · Updated Oct 2026
My package was stolen or never arrived
Start with the seller: many will reship or refund a missing package, and they deal with the carrier. If the seller won't help and you paid by credit card, you can dispute the charge for goods not delivered. Theft of mail or packages from the U.S. Mail is a federal crime that you can report to the Postal Inspection Service; also file a police report.
This plan is general legal information, not legal advice. RobinClaim is not a law firm. Laws and deadlines change and have exceptions: check with the official source or a lawyer or legal aid office about your own case.
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Choose your state and answer 3 quick questions. The plan below changes as you answer: steps that don't fit your answers are hidden, and your state's deadlines appear. It all happens in your browser. Nothing is sent, and the page address holds only your answers.
Your plan
Do now
Look around: porch, side doors, garage, mailroom, and with neighbors. Check for a delivery photo in the tracking details.
Why: Many 'missing' packages were left nearby or at the wrong door.
Save the tracking page, delivery photo and order confirmation. Save any doorbell camera video.
Why: These prove what happened.
If you answered “Delivered” to “What does tracking say?”
If you saw someone take it, or have video, file a police report and get the report number.
Why: Sellers, card issuers and insurers often ask for it.
Nothing extra here for your answers.
This week
Contact the seller (not just the carrier). Ask for a replacement or refund and note what they say.
Why: The seller hired the carrier and often has a process for missing deliveries.
If you answered “U.S. Postal Service” to “Who delivered it (or was supposed to)?”
For USPS, submit a Missing Mail search request (starting 7 days after mailing). If it was insured, file a claim; USPS says claims must be filed no later than 60 days from the mailing date.
Why: These are USPS's own deadlines.
If you answered “U.S. Postal Service” to “Who delivered it (or was supposed to)?”
For theft of mail or a USPS package, report it to the U.S. Postal Inspection Service online or at 1-877-876-2455.
Why: Postal inspectors investigate mail and package theft.
If you answered “UPS, FedEx, Amazon or another carrier” to “Who delivered it (or was supposed to)?”
For UPS, FedEx, Amazon or other carriers, file a missing-package report with the carrier through its website or app.
Why: Each carrier has its own claim steps and time limits.
If you answered “Credit card” to “How did you pay?”
If the seller won't fix it, dispute the charge with your card issuer as goods not delivered. Send it in writing so it arrives within 60 days after the first statement with the charge.
Why: This is a billing error under the Fair Credit Billing Act.
If you answered “Not delivered or stuck” to “What does tracking say?”
If the item never shipped or is very late, the seller must ship within the time it promised (or 30 days if it didn't say; 50 days if you applied for credit with the seller to pay), or tell you and offer you the choice to cancel for a refund.
Why: This is the FTC's Mail, Internet, or Telephone Order Merchandise Rule.
Nothing extra here for your answers.
If it's not resolved
Check whether your homeowner's or renter's insurance covers stolen packages (deductibles often make small claims not worth it).
Why: Some policies cover theft of personal property.
File a complaint with your state attorney general's consumer office if the seller refuses to refund an item that never arrived.
Why: They can contact the seller for you.
To prevent repeats, use a package locker, Hold for Pickup at the post office, or require a signature.
Why: USPIS recommends picking up packages promptly or holding them for pickup.
Nothing extra here for your answers.
Deadlines
USPS Missing Mail search request
General rule: Can be submitted starting 7 days from the mailing date
USPS insurance claim for missing or damaged contents
General rule: No later than 60 days from the mailing date (USPS)
Credit card dispute for goods not delivered
General rule: Within 60 days after the first statement showing the charge (12 CFR 1026.13(b))
Documents to gather
- Order confirmation and receipt
- Tracking history and delivery photo
- Doorbell or security camera video
- Police report number
- Messages with the seller and carrier
Where to go
- LocalThe seller
First, for a reship or refund.
- FederalUSPS Missing Mail
For USPS packages that haven't arrived.
- FederalU.S. Postal Inspection Service
To report theft of mail or USPS packages.
- LocalLocal police (non-emergency line)
To report a theft and get a report number.
Your local police department
- LocalYour credit card issuer
If the seller won't refund an item that never arrived.
Use the number on your card
- StateYour state attorney general's consumer protection office
To file a complaint against a business. Many offices offer free informal mediation.
Choose your state above to see the office for your state.
Costs
Reporting to the seller, USPS, USPIS, police and your attorney general is free. Insurance deductibles may apply.
Talk to a lawyer if
- Your mail theft led to stolen checks or identity theft with large losses
- Someone is using your stolen mail to open accounts and companies won't fix it
Free help
Free civil legal aid is available to people with low incomes. Find your local program through the Legal Services Corporation (lsc.gov/about-lsc/what-legal-aid/i-need-legal-help) or LawHelp.org. Your state attorney general's consumer office (link for your state below) and the court's self-help center can also explain options at no cost. Many law schools run free consumer clinics.
Guides for your state
Choose your state above for direct links to its pages.
Questions
What is the USPS Missing Mail search request?
Can be submitted starting 7 days from the mailing date
What is the USPS insurance claim for missing or damaged contents?
No later than 60 days from the mailing date (USPS)
What is the credit card dispute for goods not delivered?
Within 60 days after the first statement showing the charge (12 CFR 1026.13(b))
When should I talk to a lawyer?
Your mail theft led to stolen checks or identity theft with large losses; Someone is using your stolen mail to open accounts and companies won't fix it.
How much does it cost?
Reporting to the seller, USPS, USPIS, police and your attorney general is free. Insurance deductibles may apply.
Plans by state
This plan is the same in every state. Each state's RobinClaim page lists its courts, agencies and deadlines:
Sources
- USPS: Missing Mail
- U.S. Postal Inspection Service: Report a crime
- U.S. Postal Inspection Service: Mail and Package Theft
- CFPB: Regulation Z, 12 CFR 1026.13 (billing error resolution)
- FTC: Using Credit Cards and Disputing Charges
- eCFR: 16 CFR Part 435 (Mail, Internet, or Telephone Order Merchandise Rule)
- USA.gov: State consumer protection offices
Plan checked Oct 2026. Independently fact-checked 2026-10-24. Some details could not be fully verified; see the notes in each section.
This plan is general legal information, not legal advice. RobinClaim is not a law firm. Laws and deadlines change and have exceptions: check with the official source or a lawyer or legal aid office about your own case. How we research.